At Nest Property Finance, we are committed to protecting your privacy in accordance with the Privacy Act 1988 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

We will ask you for personal information when we assist you with your finance. Personal information may include any sensitive information (including health information) and may include any information you tell us about any vulnerability you may have. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).

We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.

We may also use your information internally to help us improve our services and help resolve any problems.

What if you don’t provide some information to us?

If you don’t provide us with full information, we can’t properly advise or assist you with your credit needs.

We strive to maintain the reliability, accuracy, completeness, and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements.

We hold the information we collect from you predominantly digitally, and in some cases physically.

We ensure that your information is safe by regularly reviewing and updating our practices and technology.

Some of our main measures include using multi-factor authentication and our aggregator software for the collection and storage of your personal documents and information. Any documents received by other means are transferred to our aggregator software as soon as possible. Any physical documents held are stored securely and destroyed as soon as they are no longer required.

We do not sell, trade, or rent your personal information to others.

We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, re-organisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.

We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

Disclosures to overseas recipients

Some of the recipients to whom we disclose your personal information may be based overseas. It is not practicable to list every country in which such recipients are located but it is likely that such countries will include the Philippines, India, and Nepal.

• From time to time, we will use your contact details to send you direct marketing communications including offers, updates and newsletters that are relevant to the services we provide. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.
• You can unsubscribe ‘opt-out’ by notifying us and we will no longer send information to you.

The information we obtain from you is used, subject to compliance with Australia’s privacy and credit reporting laws, only for the purposes listed in this Consent and is not disclosed to any other person except with your permission or as permitted, or required, by law.

Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.

If you wish to access or correct your personal information please write to us at christine@nestpropertyfinance.com.au.

We do not charge for receiving a request for access to personal information, for complying with a correction request or providing access to personal information.

By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above. For more information on your privacy rights please visit www.oaic.gov.au

A cookie is a small file placed in your web browser which collects information about your web browsing activity only. 

Cookies cannot access information stored on your computer or any personal information such as your name, address, email or phone number.

Through the use of cookies a website can tailor its configuration to your needs and preferences. 

Cookies are often automatically accepted by most web browsers, however, you can choose to reject cookies by changing your browser settings. If this is the case it may prevent you from taking full advantage of our website. 

The use of cookies on this website is mainly to analyse website traffic and help us tailor a better website experience for visitors. 

Cookies may also be used to serve relevant ads to website visitors through third party services such as Google Adwords and these ads may appear on this website or other websites you visit.

We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact us at christine@nestpropertyfinance.com.au.